A home is more than just walls and a roof—itʼs your comfort zone, your happy place, and your biggest asset. But for many people, especially middle-class families, buying a home can feel out of reach.
Thatʼs where the Deen Dayal Jan Awas Yojna DDJAY comes in. This is a special housing scheme launched by the Government of Haryana to make it easier for people to buy plots in well-planned, legal colonies—without spending a fortune. Itʼs ideal for families who want to build their own home, live peacefully, and invest in their future.
What Is the Deen Dayal Jan Awas Yojna?
Deen Dayal Jan Awas Yojna (or DDJAY for short) is an affordable plot scheme that helps people buy small residential plots—between 60 and 180 square yards—in growing towns of Haryana like Jhajjar, Rohtak, Sohna, Gurugram, Faridabad, Karnal and more.Instead of building huge apartment towers, the government allows private developers to create small gated colonies with all basic services like roads, water, sewer lines, parks, and lighting. You can buy a plot in one of these colonies, get a home loan, and build a house at your own pace.
Why This Scheme Was Started
Land in big cities has become too expensive for most families. Plus, illegal colonies are growing fast, causing safety and legal problems for homebuyers. To solve this, the Haryana Government created DDJAY. It encourages development in low- and medium-potential towns, where land is still affordable. The goal is simple—legal, affordable, and planned homeownership for the common man
Where Can You Buy These Plots?
These places are connected to big roads, schools, hospitals, and public transport —making them great for living or investing.
Example Project: South City 1, Jhajjar
One of the most trusted DDJAY projects is South City 1, located in Sector 36, Jhajjar. It is developed by M/s Vedmaan Group and is fully approved by RERA (Reg. No. HRERAPKLJJR5722024). The project offers legal residential plots starting from 107 square yards. South City 1 comes with wide roads, electricity, water connections, sewerage, green parks, and even space for shops. Itʼs a gated community where you can build your dream home in a safe and peaceful setting.
Who Can Apply?
Whatʼs the Cost and How Do You Pay?
Plots under DDJAY usually cost between ₹43,000 to ₹48,000 per square yard depending on the location. Booking starts with a registration amount of ₹11,000 or ₹31,000, which is usually refundable if not allotted. The rest of the payment is done in easy stages. Once the full payment is made, you get the registry in your name and can start construction.
Home Loan and Government Subsidy Support
Many people worry about how to finance their home. Donʼt worry—banks like SBI, HDFC, PNB, and others offer home loans and plot loans for DDJAY projects. If you are eligible, you can also get up to ₹2.67 lakh subsidy through the PMAY CLSS scheme, which reduces your EMI. This makes the dream of owning and building a home even easier.
Why DDJAY Is a Great Choice
Final Words
The Deen Dayal Jan Awas Yojna is not just a housing policy—itʼs a real opportunity for regular families to build a better life. With legal safety, affordable pricing, and growing townships, itʼs one of the best ways to own land in Haryana today. If youʼre thinking about buying a plot in Jhajjar, Rohtak, Sohna, or any nearby town, weʼre here to help. Our team can guide you with project details, site visits, document help, loan assistance, and more. Reach out today and take the first step toward owning your own home.
